
I am pleased to share my SSRN working paper, “From Declared Governance to Demonstrable Governance: Why Current AI Governance Fails Four Tests.”
The paper…
The Apply AI Alliance is as a multi-stakeholder forum engaged in large discussion of all aspects of AI development and its impact on the economy and society.

I am pleased to share my SSRN working paper, “From Declared Governance to Demonstrable Governance: Why Current AI Governance Fails Four Tests.”
The paper…
In November 2025, when Monetary Authority of Singapore (MAS) opened its consultation on the proposed Guidelines on AI Risk Management (AIRG), I shared some thoughts on what I…
AI is the biggest development programme the world has ever seen, and we're all running it in production.
In 30+ years of enterprise IT, one rule never changed: nothing reaches core…
AI & Partners' guide explains how financial institutions should responsibly adopt and manage AI. It covers AI applications in lending, insurance, fraud detection, compliance, investment,…

Ask most businesses which AI tools they use and you'll hear a short list: ChatGPT, maybe Copilot, perhaps a recruitment tool. Ask which AI *features* are…

Most AI governance models were designed around models, data and outputs. Agentic AI changes the problem because AI systems can now call tools, access enterpriseapplications, trigger…
Hello Apply AI Alliance community,
I am Bilent Ozturk, an independent researcher and private citizen based in Zwijndrecht, Belgium.
With a background of 10 years as a banking and…
AI is moving from systems that mainly generate information toward systems that can take consequential actions.
An AI agent may now…
This AI & Partners guide sets out seven best practices for children's AI safety and well-being, mapped to the EU AI Act. It covers age-appropriate design, privacy, learning, accountability and…
Over the past two years, the conversation around artificial intelligence has largely focused on models, capabilities, regulation, and adoption. These are important discussions,…